Renters Insurance
Renters Insurance
Protect everything you own — and yourself — for less than you might expect.
Prefer to talk? Call (248) 315-0217
The challenge
Your landlord’s policy doesn’t cover your stuff
If there’s a fire, theft or burst pipe, your landlord’s insurance covers the building — not your furniture, electronics or clothes. Without renters insurance, replacing it all comes out of your pocket.
We help you estimate what your belongings are worth, set the right coverage and liability protection, and show you how bundling with auto can help you save.
What we can cover
Personal property
Furniture, electronics, clothing and other belongings.
Personal liability
Protects you if someone is hurt in your home or you damage their property.
Loss of use
Extra living expenses if your rental becomes unlivable after a covered loss.
Medical payments to others
Minor medical bills for guests injured in your home.
How it works
Getting the right Renters Insurance is simple
No pressure and no jargon — just three steps to coverage you understand.
Tell us what you want to protect
Call, stop by our Warren office, or send a quick request. Your car, your home, your family — start wherever you are.
Get a clear, customized recommendation
We explain every line in plain English, compare your options and find every discount you qualify for.
Live covered
Get back to your life knowing exactly what you are covered for — with a local team to call for changes and claim questions.
FAQ
Common questions
Is renters insurance required?
Michigan law doesn't require it, but many landlords require it in the lease.
Does it cover my roommate?
Generally only the people named on the policy and relatives in your household are covered, so roommates should get their own policy.
How much coverage do I need?
Add up what it would cost to replace your belongings — furniture, electronics, clothing. We'll help you estimate.
Free quote
Take the first step
Tell us a little about what you want to protect and our team will follow up with clear, customized options. Prefer to talk? Call (248) 315-0217.
Renters Insurance quote
No pressure, no jargon. A phone number or email is all we need.
Related coverage
You might also need
Auto Insurance
Michigan no-fault coverage built around how you drive — liability, collision, comprehensive and the PIP level that fits your family.
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Home Insurance
Protect your house, your belongings and your liability under one policy — with a local agency that explains what's covered.
Learn more
AAA Membership
Roadside assistance, travel help and member savings — the everyday benefits of AAA, set up by your local agency.
Learn more