Auto Insurance
Auto Insurance for Michigan Drivers
You want to protect your family on the road without overpaying. We make Michigan’s no-fault choices simple, so you get the right coverage the first time.
Prefer to talk? Call (248) 315-0217
The challenge
Michigan auto insurance comes with big choices
Since July 2020, Michigan drivers choose their own PIP medical coverage from six levels — and the right choice depends on your health coverage, your household and what you drive. Choose wrong and a single accident could leave you paying bills you thought were covered.
We review your situation, compare your AAA options side by side, find every discount you qualify for and explain exactly what each part of your policy does — before you sign.
What we can cover
Liability
Pays for injuries and damage you cause to others, up to your policy limits.
Personal Injury Protection (PIP)
Medical expenses and lost wages after a crash, at the coverage level you choose.
Property Protection (PPI)
Michigan-required coverage for damage your car does to other people's property, like buildings and fences.
Collision
Repairs to your vehicle after an accident, regardless of fault.
Comprehensive
Theft, vandalism, hail, fire and deer collisions.
Uninsured / underinsured motorist
Protection when the other driver doesn't have enough coverage.
How it works
Getting the right Auto Insurance is simple
No pressure and no jargon — just three steps to coverage you understand.
Tell us what you want to protect
Call, stop by our Warren office, or send a quick request. Your car, your home, your family — start wherever you are.
Get a clear, customized recommendation
We explain every line in plain English, compare your options and find every discount you qualify for.
Live covered
Get back to your life knowing exactly what you are covered for — with a local team to call for changes and claim questions.
FAQ
Common questions
What PIP level should I choose?
It depends on your health insurance and who's in your household. Some drivers can choose lower PIP limits if they have qualifying health coverage; others are better off with unlimited coverage. We'll review your situation and explain the trade-offs.
Can I bundle auto and home?
Yes. Combining policies can qualify you for multi-policy discounts. Ask us to quote both together.
What do you need from me for a quote?
Driver's license information for everyone in the household, your vehicles' VINs or year, make and model, and your current declarations page if you have one.
Free quote
Take the first step
Tell us a little about what you want to protect and our team will follow up with clear, customized options. Prefer to talk? Call (248) 315-0217.
Auto Insurance quote
No pressure, no jargon. A phone number or email is all we need.
Related coverage
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Home Insurance
Protect your house, your belongings and your liability under one policy — with a local agency that explains what's covered.
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Renters Insurance
Your landlord's policy doesn't cover your stuff. Affordable renters coverage protects your belongings and your liability.
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AAA Membership
Roadside assistance, travel help and member savings — the everyday benefits of AAA, set up by your local agency.
Learn more